Stratum Benefits is your forthright leading medical shortfall specialist that consistently delivers transparent quality and remarkable value. Making every second count and every minute a memorable one! We cover the gap that exists between what your medical scheme pays and the fee charged for private healthcare. Be sure to get the very best medical shortfall cover you need and the service excellence you deserve. Keeping in touch with you every step of the way, from signup being as easy as 1, 2, 3 to queries & processing claims in an exceptional and personal way.

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Featured Testimonials

“I would just like to say a big THANK YOU for your awesome assistance. You took the time and effort to fully understand our position and came through for us and for that we are very grateful. In this day and age I feel that most companies put their own interests ahead of their client's, but with Stratum Benefits I can see that you genuinely care for us. Thanks again!”
Nazeer Bhorat
“I just want to firstly thank and congratulate Stratum Benefits for excellent service – You guys saw my problem, listened to my concerns and best of all you solved the problem for me immediately. That is what I call service delivery. You guys are great and please keep up the good work – This country needs service and people like you – WELL DONE!"
Edward Labuschagne
“Once again the service from Stratum Benefits is excellent. We are very impressed with the professional manner in which we have been addressed and helped by all. It is not often that you correspond with individuals who assist you, in which all of you have corresponded with us. We thank you for this and appreciate the service, information and guidance provided. Sometimes recognition needs to be given for excellent service and I trust you will accept this as recognition of excellent service received!”
Alan Trevenen and Helena Hartman
“I want to take this opportunity to compliment you and everyone at Stratum Benefits on the efficient and professional manner in which all my claims to date have been dealt with. Always a hassle free process with great communication from start to finish. I think the industry can take some lessons from you.”
Henry Zeiler
“I would like to take this opportunity to let you know that I have never received such amazing assistance and service from any provider such as your organisation.Thank you so much for following up, assisting and for ensuring we were covered, you all rock! I am most impressed and I will make sure everyone hears about it!”
Janine Cocking
“I just want to thank you and Stratum Benefits for the excellent service I have received. I have heard so many stories from friends about their struggles with their Gap Cover Companies that I expected the same. My claim was done seamlessly and communications were clear. What was promised happened! Well done and thank you.”
Mrs Esmarie Jennings